On July 1, 2025, Iowa began licensing independent insurance adjusters. This affects both Iowa resident adjusters and anyone who wants to adjust claims in Iowa in the future. They also license staff adjusters, although this license is not required, unlike the independent adjuster license. Keep reading for more information.
We have been and will continue updating this article as more information and details are released. Our team is also available to answer any questions you may have.
If you’re ready to get your Iowa license, we’re ready to help! Our NEW Iowa Adjuster Exam Prep course is available and will prepare you for the mandatory state exam. It was developed in accordance with the independent adjuster exam content outline and is the only prep course currently on the market.
New Iowa Insurance Regulations
Iowa, which did not previously require insurance adjusters to be licensed, passed Senate Bill 619 in the spring of 2025. Moving forward, this new law requires independent adjusters to pass a state licensing exam to obtain an Iowa license and adjust claims in the state. However, new regulations are in place that apply to currently licensed and/or working adjusters, which will help facilitate the process. Keep reading.
Who Needs an Iowa Adjuster License?
FUTURE ADJUSTERS: If you are an Iowa resident considering becoming an adjuster, you will need to complete the licensing and examination process. The Iowa state adjuster exam is administered by Pearson VUE.
CURRENT ADJUSTERS: New regulations were issued on June 9th, 2025. Please carefully read the following to determine your best path forward. You can read the full list of new rules and regulations in Iowa’s Bulletin 25-04.
Iowa Adjuster Exam, Licensing, & Fingerprinting Details
On July 1st, 2025, PearsonVue began administering the Iowa Insurance Adjuster Exam. There is no pre-licensing education requirement, but we do know the test will include state-specific regulations, so you’ll want to prepare accordingly. Our Iowa Adjuster Exam Prep course is available to those ready to get their adjuster license.
Independent adjuster licensing will require fingerprinting, a background check, and a $50,000 bond. If you are currently licensed by another state insurance regulator that performed a criminal history check when you received your license or upon the most recent license renewal, you will not need to complete a separate background check for Iowa.
If you are currently licensed in another state and did not have a criminal history check performed by another state’s insurance regulator, you must comply with Iowa’s criminal history check
requirements.
The bond, which is referred to as “evidence of financial responsibility (from an insurer authorized to act as a surety)” in the state’s statute, is required. You can find a list of approved surety carriers on the Iowa website.
Applications will be submitted through NIPR. We are still waiting on details regarding vendors and instructions.
Iowa Adjuster Continuing Education
Like most licensing states, Iowa will require adjusters to complete CE to maintain their license. Information is still forthcoming, but it is likely they will require 24 hours of CE with 2 or 3 hours of ethics to stay compliant.
Iowa Adjuster Reciprocity
In early 2026, we spoke with the Iowa Department of Insurance, which confirmed that Iowa will offer non-resident licenses to adjusters who hold a valid license in their home state. You will need to complete the Iowa-specific reading assignments and submit the exam exemption form.
INSURANCE TEAMS & STAFF ADJUSTERS
While a staff adjuster license isn’t mandatory, there are some reciprocity issues that may affect your team members if they don’t get the license. Contact our Enterprise Team to discuss the best path forward for your company.
NEW Iowa Adjuster Exam Prep Course is Available!
Our new Iowa Adjuster Exam Prep course, based on PearsonVue’s outline, is ready and available to help you pass the Iowa adjuster exam quickly and confidently.
We are also beginning the submissions process to get continuing education courses approved in Iowa so that when you’re ready for CE, the courses are available.
Questions about Iowa’s new insurance regulations?
Iowa Insurance Division
Phone: 515-654-6565
Email: [email protected]
Or reach out to us:
AdjusterPro Corporate Teams: Enterprise Support or 480-739-6770
AdjusterPro Customers & Students: Contact Us or 214-329-9030
